The Effect Of Financial Literacy On Financial Inclusion In MSMES
Keywords:
Financial Literacy, Financial Inclusion, MSMEsAbstract
Financial inclusion is the availability of financial public service products according to the neds and possibilities of the financial public. The development of digital technology has affected many industries, including the financial sector. This article is the result of a review which aims to determine the influence of financial literacy on financial inclusion in MSMEs. Review results using Systematic Literature Review (SLR) from research published in journals sourced from online media such as Google Scholar, Science Direct, Scopus and other academic media from 2018-2022. Data collection was carried out by identifying or reviewing all articles that had the same research topic in this study. The articles used in this research were 15 national articles. This results of this literature review show that Financial Literacy Influences Financial Inclusion in MSMEs.
References
I Nyoman, P. K (2022). The Influence of Financial Literacy on Financial Inclusion through Financial Technology in MSMEs in Bandar Lampung. Journal of Applied Management and Finance (Mankeu) Vol. 11 No. 04, December 2022.
Adinda, N. S &; Achmad Kautsar (2020). Analysis of the Effect of Financial Literacy, Financial Technology and Demographics on Financial Inclusion in People in the City of Surabaya. Journal of Management Science Volume 8 Number 4, 2020.
Risa Liska, Asep Machpudin et al, (2022). The Effect of Financial Literacy and Financial Technology on Financial Inclusion (Empirical Study on Students of the Faculty of Economics and Business, University of Jambi). Journal of Applied Management and Finance (Mankeu) Vol. 11 No. 04, December 2022.
Maya, A. N., Florentina, K. T et al (2020). The Effect of Financial Literacy on Financial Inclusion by Using Social Capital as a Medator Variable. ULTIMA Management, Vol. 12, No. 1 June 2020.
Yolanda, A. S., Yulis Efni &; Fitri (2020). The Effect of Financial Literacy and Financial Technology on Financial Inclusion in Pekanbaru Society (Study on Sharia Stock Investors in Pekanbaru). Journal of the Ark of Innovation Vol. 3 No. 2 of 2020.
Fauzia, B., Rusi, P., &; Andi Mulya (2022). Analysis of Financial Literacy and Financial Technology on Financial Inclusion in Women MSME Actors. ACCOUNTABLE: Journal of Accounting and Finance, Volume. 19 Issue 2 (2022).
Siska Handayani., Goso., &; Muh. Halim (2023). The influence of financial literacy on financial inclusion in the digital payment service Shopee Pay. Reslaj: Religion Education Social Laa Roiba Journal Volume 5 Number 4 (2023).
Eka Susilawati &; Siti Puryandani (2020). The Influence of Financial Literacy on MSME Capital Structure Decisions with Financial Inclusion as Moderation. Solutions Scientific Magazine Vol. 18, No. 2 April 2020.
Pungki, Y., Diesyana, A. P (2021). Achieving Financial Inclusion: Can You Achieve Financial Literacy and Financial Technology? Business Studies Widya Wiwaha College of Economics Vol. 29, No. 2, 2021.
Amriani., Masdar Mas'ud &; Baso Amang (2023). The Influence of Sharia Financial Literacy on the Decision to Use Digital Financial Inclusion for Millennials in Makassar City. Journal on Education Volume 05, No. 04, 2023.
Muhammad, Q. R &; Rachma Indrarini (2022). The Effect of Literacy on Islamic Financial Inclusion. Journal of Islamic Economics and Business, Vol 5 No. 2, 2022.
G.B. Adhitya Pradana & I.N Suarmanayasa (2022). Pengaruh Literasi Keuangan dan Modal Sosial Terhadap Inklusi Keuangan Pada Buruh Angkut Barang di Pasar Banyuasri. Bisma: Jurnal Manajemen, Vol 8 No. 2, 2022.
Mulkan Ritonga., Furi Windari dkk (2021). The Influence of Financial Literacy, Financial Inclusion and Consumptive Behavior on Student Interests in Management Department, Faculty of Economics and Business. Budapest International Research and Critics Institute- Journal (BIRCI-Journal) Vol. 4 No. 3, 2021.
Dhany, E. S., Erlin, A. S dkk (2022). The Effect of Financial Literature and Financial Technology on Financial Inclusion Among Accounting Student. International Journal of Social Science and Business, Vol 6 No. 3, 2022.
Antonia, G., Theres, K. & Lukas, M., (2018). Does Financial Literacy Improve Financial Inclusion? Cross Country Evidence. Word Development, 111 2018.
Downloads
Published
Issue
Section
License
Copyright (c) 2024 Eli Apriani, Dwi Anisah Ritonga, Elvi Annisa Putri Lubis, Deliana Deliana (Author)
This work is licensed under a Creative Commons Attribution 4.0 International License.
Simposium Ilmiah Akuntansi under the terms of a Creative Commons Attribution 4.0 International License / CC BY 4.0 This license permits anyone to copy and redistribute this material in any form or format, compose, modify, and make derivative works of this material for any purpose, including commercial purposes, so long as they include credit to the Author of the original work.
