The Influence Of Bopo (Operating Expenses And Operating Income) On Return On Assets (ROA) AT PT. Bank Mega TBK
Keywords:
Bank analysis, BOPO, ROAAbstract
The title of this Final Report is "The Influence of BOPO (Operating Expenses and Operating Income) on Return On Assets (ROA) at PT Bank Mega Tbk". The purpose of this Final Report was to determine the effect of BOPO on ROA at PT Bank Mega Tbk for the 2018 - 2022 period for 60 months. The data used in this Final Report is secondary data, obtained from the Profit and Loss Report and Financial Position Report for the monthly period of PT Bank Mega Tbk from 2018 - 2022. The data collection technique used is documentation. Data processing was performed using simple linear regression analysis. The results of this Final Report indicate that the effect of BOPO on ROA at PT Bank Mega Tbk for the 2018-2022 period has a negative relationship with a correlation coefficient of 0.469 and a determination of 0.220. This figure shows that BOPO has a 22% effect on ROA and 78% is influenced by other factors, such as interest rates, loans extended.
References
El-Ibrahim, M. N. (2021). Introduction to Accounting. CV Graha Mulia Utama.
Fernando, R., & Dewi, A. S. (2019). The effect of CAR, BOPO, NPL, NIM, and LDR on ROA in banking sector companies. Journal of Economics, 1(1).
Ghozali, I. (2018). Multivariate Application Analysis with IBM SPSS 25 Program. Diponegoro University Publishing Agency.
Hartono. (2018). Concepts of Financial Statement Analysis with a Ratio Approach and SPSS (1st Edition). Deepubish (CV Budi Utama).
Cashier. (2020). The Effect of Car, Bopo and Ckpn on Roa in Government Banking in 2014-2018. Journal of Indonesia Building, 191(1), 1-15.
Khasimah, N., Nani, D. A., & Ashsifa, I. (2020). The Effect of Non Performing Loan (NPL), BOPO and Company Size on Return On Assets (ROA) of Banking Companies Listed on the Indonesia Stock Exchange (IDX). TECHNOBIZ: International Journal of Business, 3(2), 18. https://doi.org/10.33365/tb.v3i2.836
Lestari, M. D., & Manda, G. S. (2021). The Effect of Operating Costs on Operating Income (Bopo) and Credit Risk (Npl) on Profitability (Roa). COMPETITIVE Journal of Accounting and Finance, 5(2), 132. https://doi.org/10.31000/competitive.v5i2.4314
Munawir, D. s. (2019). Financial Statement Analysis (4th Edition). Liberty Yogyakarta.
Pandia, & Frianto. (2012). Fund Management and Bank Health. PT Rineka Cipta.
Politeknik Negeri Medan, 2022, Writing Internship Report and Final Report for Diploma 3 Students, Politeknik Negeri Medan
Rahman, A., & Pratiwi, A. (2020). The Effect of Operating Costs - Operating Income on Return on Assets at Pt Pln Persero. Journal of Balance Economics, 16(1), 24-29. https://doi.org/10.26618/jeb.v16i1.3466
Rohimah, E. (2021). Analysis of the Effect of BOPO, CAR, and NPL on ROA at BUMN Banks in 2012-2019 (Study on BUMN Banks that Go Public on the Indonesia Stock Exchange). 1(2), 133-145.
Silaen, S. (2018). Social Research Methodology for Thesis and Thesis Writing. In Media.
Siregar, S. (2013). Quantitative Research Methods Equipped with Comparison of Manual & SPSS Calculations (Jakarta). Prenadamedia Group.
Sugiyono. (2017). Combination Research Methods. Alfabeta.
Yamin, S., & Kurniawan, H. (2022). spss Complete Statistical Analysis Techniques with SPSS Software. Salemba Infotek.
https://bankmega.com/id/tentang-kami/hubungan-investor-new// accessed on March 10, 2023
https://www.bankmega.com/id/corporate-logo accessed on March 10, 2023
Downloads
Published
Issue
Section
License
Copyright (c) 2024 Nurlinda Nurlinda, Nengsih Simbolon , Asmalidar Asmalidar, Maria Febrianty Br Marbun , Enjelia Purba (Author)
This work is licensed under a Creative Commons Attribution 4.0 International License.
Simposium Ilmiah Akuntansi under the terms of a Creative Commons Attribution 4.0 International License / CC BY 4.0 This license permits anyone to copy and redistribute this material in any form or format, compose, modify, and make derivative works of this material for any purpose, including commercial purposes, so long as they include credit to the Author of the original work.
