The Effect Of Credit Risk, Liquidity Risk And Capital On The Financial Performance Of PT Bank Sumut Period 2016-2023. Prosiding Simposium Ilmiah Akuntansi, [S. l.], p. 252–263, 2025. Disponível em: https://sia-iaikpd.fdaptsu.org/index.php/sia/article/view/283.. Acesso em: 12 jan. 2026.